The PayPal Debit Card: Easy Access to Your PayPal Funds the Day You Receive Them

As an eBay seller I utilize PayPal more than any form of payment for many reasons. Convenience is first along with the guarantee that my money is going to clear and the buyer is verified by PayPal. One thing that I took a long time to grasp was the PayPal debit card they offer for members. One of the things I hate most about PayPal is that when my money is received it takes about 3-4 days to actually get it into my checking account. When I'm counting on the money I'm receiving to pay for shipping, purchase shipping materials, etc. it's important that I have the funds available to me.

I finally decided to order a debit card from PayPal in hopes that not only would it be easier to keep these types of transactions separate from my personal banking, but also excited to have instant access to PayPal fund when they actually arrive into my account. I'm happy to say that five weeks into my new found freedom I'm in love! The debit card is awesome for many reasons but here are a few of my favorite:

1. When the funds show up in my PayPal account I can actually go to the ATM and withdraw them immediately. It usually is a $2.00 service fee but to have the instant access is worth it for me.

2. You actually get cash back when you use the card for purchase like a credit card.

3. PayPal emails me every time I use the card to make a purchase or take a withdrawal so I don't have to worry about writing it down until later. I can easily see the debit purchases in my account and it automatically subtracts them from my balance.

4. If I go over the amount in my PayPal account it will automatically take the difference from my bank account. I may think I know I have around $20.00 in my account but instead of embarrassing myself by being told I have insufficient fund PayPal covers my transaction and takes the rest out of my personal bank account.

5. It's an easy way to "hide" funds from the hubby that I don't want him to see. My pin, my transactions, my purchases are all private and kept out of the main checking that we both share.

If you've been waiting to add this extra benefit to your personal PayPal account the wait is over! Take my advice and start accessing your fun money from eBay the day you get it.