Tips for Going Cell Phone Only

Everyone is trying to save money these days, and trying to make the decision if you want to cut out your landline and use your cell phone, only to save a few dollars can be frustrating and a little confusing. Here we will go over some things to help you make the right decision.

Is your cell phone reception reliable?

Cutting out your landline probably wouldn't be a great idea if you have to step outside to make a call from you cell phone. If the only way that you can get a signal in certain places with your cell phone is to step outside, which would not be very good when on a business call with work, isn't very smart. You can say goodbye to your professionalism. What if you're talking with a friend long distance at home and the phone goes dead? I don't think your friend would appreciate that very much if that happens a lot.

What about the additional charges for your cell phone plan?

Does your cell phone plan have the capability to handle more calls without adding on additional charges? For the first month that you are mainly using your cell phone, it's a good idea to closely monitor your cell phone bill. It would be much better to pay the extra $10 for a more inclusive plan for your landline phone than to shell out an extra $60 more for cell phone charges because you blew through your minutes. Keeping your landline plan would save you money in the long run.

What if an emergency arises?

Make sure that your cell phone is reliable enough so in case of an emergency, you will be able to call for help. It wouldn't be very smart to cut out your landline if you can't rely on your cell phone at all times. Did you forget to charge your cell phone and now you need to call for help? If you have difficulty remembering to charge your phone and are left without service for hours at a time, then it would not be a very good idea to eliminate your landline.

If your cell phone plan meets all the requirements discussed above and has reliable reception, has a great plan that can handle more calls, and is reliable in case of an emergency, than I say yes, go for it. Go ahead and cut out your landline and go cell phone only. And what you could do to save even more money, is to set up an auto transfer plan from your checking account each month to your savings account of the amount of your old landline phone bill. This way you will be able to save about $480 a year, if say your plan $40 a month, plus interest.

Sources: Take Control of Your Money, Finances