Retirement Funds
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- Golden Years Through Comfortable Retirement FundsOne person's strategy in attaining a secured financial retirement. Describes the practical actions my wife and I took to make my last paycheck last a lifetime.
- Transforming Military Retirement Funds a Risky ProposalThe U.S. military is mulling a radical overhaul of its pension system with a view of saving about $250 billion over the next 20 years. The proposal runs the risk of getting flack from veterans' groups.
Using the Bucket Strategy for Retirement FundsRetirees often worry about outliving their retirement funds. The bucket strategy has become increasingly popular in recent years as it purports to reduce investment risk while increasing the possibility of higher yielding returns. Here's how it works.- Use Retirement Money to Pay Down Card DebtYour retirement funds may not seem to be doing much now, but when it comes time to enjoy your golden years you'll be glad of every dollar. Therefore, find a way to responsibly manage your credit card debt and keep your retirement funds intact.
- If I Am Filing for Bankruptcy, Can I Lose My Retirement Funds?Will I lose my retirement in the event that I am filing for bankruptcy protection?
- How Company Bankruptcy Affects Your Retirement FundsSummary of how your company's bankuptcy affects your retirement funds
- FOR YOU YOUNG INVESTORS OUT THERE--9 THINGS to DOJUST BECAUSE RETIREMENT IS LIGHT YEARS AWAY DOESN'T MEAN YOU CAN IGNORE THIS ADVICE.
Should You Invest in a Target Date Retirement Fund?A target-date fund is designed for an expected retirement year. It is intended to alleviate your decision making by providing a mix of investments that shifts from an emphasis on growth in early years to a more conservative approach as retirement nears.- Definition of the Term "Retirement Fund"Depending on the context in which it is used, the term "retirement fund" can refer to many different things...
- Using Your Retirement Funds to Pay Credit Card DebtMore and more people are desperate for ways to get out of debt, and many are turning to their 401Ks or other retirement accounts in order to pay off that debt - but is that really such a good idea?
- How to Survive at Age 45 or 50 with No Retirement FundsMost people have been planning for their retirement for years, and there are some who haven't been saving as they should, when you reach ages 45-50 you want to be halfway there because...
Borrowing Against 401k's and Retirement Funds on the Increase?It is being noted from some retirement planners that there has been an increase in borrowing against retirement funds.
The Problem with Targeted Dated Retirement FundsA lot of mutual fund companies are pushing targeted date retirement funds under the guise of "automating" your retirement planning. The reality is that the only people getting rich off these funds are the mutual fund companies themselves.- Rollover Fund Strategies You May Need to KnowRetirement funds can be rolled over in one of two ways, through a trustee transfer or a 60 day rollover. Here is a quick look at both of these options
- Ways to Feather Your Financial Nest EggEveryone is worried about their retirement years and how they will survive financially. Take control of your future by starting to feather your financial nest egg now. It doesn't matter if you are 25 or 55, planning for your later years starts now.
- Important Retirement Fund-amentalsYou can never make that kind of money off a 401K or even Social Security and you cannot depend on either of those Government options to help you as they will not be there when you need them. If you own your own home, you can always sleep inside.
- Retirement is a Direct Result of EducationHow does one accomplish retirement? Is retirement automatic? Are you too late for retirement? Are their companies which provide a retirement schedule? Will your corporation provide you with retirement?
- Tracking Expenses Is Critical to a Safe RetirementIf you've gauged your expenses over the course of several years before you retire, provide a cushion between your expenses and income, and have a few backup plans in your back pocket, you can better ensure a safe retirement when the time comes.
- Retiring? It's Time to Think AsiaIf you are looking at your retirement budget now and realizing that it's just not enough, it may be time to think of stepping outside the box and retiring abroad.
- Five Retirement MistakesFive things to watch out for when dealing with retirement.
- Do You Have to Be Rich to Retire?Exactly how much money will you need to have before you can retire comfortably?
- Mistakes to Avoid at RetirmentAs a counselor and now a retiree I have been taught and experienced mistakes that retirees make. What are they and can they be avoided?
- Is Taking Retirement Funds Early Safe?During this time of economic woes, more people are turning to their retirement accounts for extra funds. So, is this a safe option to help you get through a job loss or financial crisis?
- WHAT to DO when YOU RETIREMany people are confused about what they will do with their time once they are out of the work force. Don't let that happen to you; don't let your work become your life.
- How to Adjust to RetirementThings to do when you retire. Either that's traveling, taking cooking lessons, or learning a new language.
- First Person: Planning Ahead for RetirementIt is never too late to start planning for retirement. Even if you are in your 40s you can still save for the future.
Retirement at 44 a Scary ThoughtIn 2007, I retired from work at age 44. Extenuating circumstances in my husband's work life and my personal goals brought me to that important juncture. Three years later, I'm loving life!- Retirement Financial TipsRetirement can bring many financial surprises so it is essential to begin your savings early in your professional (working) life.
When Retirement Comes Sooner Than You ThoughtI always knew someday my body would make my 60+ hour weeks too much, but that moment came two years before I had hoped. Thank goodness, I started planning to retire at 30!- A Road to RetirementSeptember 1, 2006, was my first day of retirement. After sixty-four and a half years I was able to retire from the working world. Over forty-five years of employment and I am able to enjoy the leisure life of not having to work.
Retirement for 73-Year-Old is a Work in ProgressConventional wisdom declares one must have about $1 million saved to retire. If that's the case, many would never quit working.
Alternatives to Retirement: Time to Begin Your Second LifeSome people must retire because they need the money. Others don't retire because they don't want to become bumps on a log. They want a purpose, so they stay at "jobs." It's time to figure out what to do with your second life. You have lots of options.- Moving from Work World to Seniors World - Challenge, OpportunityDangers conspire to destroy retirement bliss. The trick is to focus on possibilities for seniors rather than threats. It is all a matter of feeling useful.
- Four Things that Will Stop You from Enjoying RetirementSaving money for your retirement is not easy. And, many people will not be able to achieve the dream of a comfortable retirement because of their of non-mortgage debt.
- How to Retire in 20 YearsThough it takes work, it is possible to save enough money to retire in this short period of time. Just follow these steps if you need to retire in only 20 years.
- Tips for Reaching Retirement EarlyWhen it comes to retirement many already know that the age is set pretty high.
- How to Retire with No MoneyMillions of workers are facing the reality that they will soon be retiring with no money. Some feel this means they will have to work full time until the day they die. However, there are some things you can do to help you enjoy retirement with no money.
Retirement Issues that Seniors FaceMany seniors have been working since they were in their late teens. Some look forward to receiving their retirement pensions and social security and want to find part time jobs. Others need the money that they would earn if they continued to work.- Retirement - a New Career PathEverybody is expected to retire, but most of us are reluctant to give up the security and comfort we get from working. How we approach retirement will make determine how much we enjoy and get out of it.
- How to Retire at Age 40The formula they follow is very simple but can be hard to stick to. However, if you follow these steps, you will find yourself enjoying your retirement party at age 40.
