Reduce Spending
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- How to Reduce Spending and Save MoneySaving money is a must in the bad economy. In this article I will give you advice on saving money.
- How to Reduce Spending and Expenses to Become a One Income FamilyReduce spending and expenses to become a one income. Accurately assessing debt to income ratios, determining necessary expenses and frivolous spending, and tracking monthly spending are the three main steps.
- Do You Spend Too Much?Knowing your finances, understanding your financial situation and how to use your money to your advantage are the primary steps for your Road Out of Debt.
- First Person: Tracking My Spending the Easy WaySince starting my monthly budget, I have found that keeping track of spending is the most challenging part of the process. It is too easy to lose a receipt or forget to write something down. I have found several tips that are helping me track spending.
- First Person: How I'm Not Spending an Extra $20,000 a YearI compared my spending against those in my income bracket ($60,000 a year) and what I found might shock you, because I'm saving $20,000 a year -- and you can too.
- First Person: The High Price of Feeling BlueAfter tracking my emotional spending, I realized I was paying top dollar when I was feeling down. Why shopping and sadness don't mix.
- Are You Worried About Your Finances?With world debt in the spotlight, governments around the world are trying to fix up their finances. We can all learn from their methods and save money at the same time
- First Person: Why I’d Rather Earn More Than Spend LessI'd rather work overtime and be able to afford my designer purse rather than cut expenses and live the frugal lifestyle. Whether we earn more or spend less, it's still about living below one's means.
- Excessive Debt Brings Financial RuinUncontrolled debt is ruining our government and individual consumers. We must get it under control.
- Establishing a Financial BudgetBeing financially independent and achieving financial goals call for outlining a personal budget and sticking with this budget.
- The Debt Diet-Operation No More Debt!Oprah's Debt Diet
Budgeting - the Necessary EvilBasic Principles for Family, Business, and Government Budgeting. Help in prioritizing your expenses. Real world example of a working family budget.
Spending GuiltHow do you get over spending guilt? How much do you spend before you feel "guilty"?
Overpaidhaiku poem about politics - ain't it funny they get paid more than the average citizen but do such a bad job?
How Much Time Do You Spend Creative Writing?Find out more on your potential for growth by tracking your work. For example the hours you spend daily on creative writing. Try this winter in September.
Let's Motivate Our Politicians to Reduce Our DeficitA creative way to get politicians motivated to reduce our deficit and remove our national debt.- Determining a Budget to Deal with Financial ConflictsMoney can be a factor that tends to either unite couples or separate them. Determining how to spend and save money can have a big impact on the marriage.
- How to Recognize that You Have a Spending ProblemLearn how to recognize you have a spending problem and what you can do to solve it.
- How to Remain Stable in an Unstable EconomyFifteen practical tips are offered in order to take financial inventory in the midst of this unstable economy.
SunriseI thank you Heavenly Father for sunrise every morning. Seeing the sun rise, I know that I am alive. You alone have blessed me with another day. Let's make the most of it.- So You Want to Save Money?We've all heard the phrase, 'I can do anything if I put my mind to it!' Well saving money is no different. Regardless of your income, you can save money but it takes discipline! You have to make a firm decision to save and stick to it!
- Now-225poetry
- Paying Off Our Debt (and Saving for Our Future)My wife and I began our lives in debt. It took a number of years, and we still have more to accomplish, but we are now much better off financially.
- Debt or DefaultIf anybody in Washington wants to be taken seriously, they should begin by being honest with Americans, and by having the courage to face difficult challenges. Is cutting spending easy? No.
- How to Make Your Debt DisappearHow to make credit card debt just a distant memory.
- Tips to Make Your Kids Financially SavvyAdults would make better choices financially if they were trained from their youth. This outlines various ways to train your kids financially.
- Easing into an Adult Allowance with Your SpouseI will admit that my first response to an adult allowance was not positive either; however, when I thought about the advantages of an adult allowance it made perfect sense to include this in our monthly personal budget.
- Budget Your Way Out of DebtStruggling with debt? Many Americans are and here a few common sense tips to help you get out from under your debt.
- Budgeting: The Breaking PointMost people put off doing a budget. Eventually you will have to or your finances will be out of control.
Ryan's Budget Proposal Has Consequences for Struggling FamiliesRep. Paul Ryan introduced a budget proposal that could reduce federal spending. This budget, however, could have serious consequences for already-struggling families.- From Beginning to EndThis is a poem about striving and working towards a certain place in time, and then staying there as long as possible.
- Of Budgets and BuffoonsNever before have so many argued about so little out of so much. Nothing real is being done about this country's budget problems!
FAR SPENTIs this a consistent use of words? Is this a consistent interpretation?- How Do I Budget and Manage Climbing Out of Debt, Building a Reserve, and Saving for the Future?Many Americans find themselves in a situation of mounting debt, no cash reserves, cannot find away to save for the future, and are living paycheck to paycheck. All you need to know about planning, budgeting and getting ahead!
- States Scramble to Pass Budget ProposalsStates with the highest debt are debating cutting entitlement programs, closing fire stations and raising taxes. Massive budget shortfalls in 2012 are causing concern for state lawmakers.
- Time it PassesThis is about time and perfect love in a poem.
- The 5 Reasons for Financial FailureWhen it comes to money, most people do not want to talk about it. However, talking about it is the only way to avoid failure, no matter how much or how little you have.
- Paul Ryan's State of the Union Response Focused on Reducing Spending to Create a Higher DeficitRep. Paul Ryan delivered the official Republican Party response to President Obama's State of the Union address. His speech outlined basics that, in long format, would cut spending while managing to increase the deficit.
- First Person: Stretching Your Food Budget and Making Your Money Go FurtherReducing your household spending together with stretching your grocery and food budget to live a wealthier life.
- Five Tips for Staying Within Your BudgetCreating a household budget is more important than ever. However, keeping within that budget is also necessary if you are going to achieve your financial goals. Here are five simple tips that will make it easier to do just that.





