Foreclosure Crisis
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- Fixing the Foreclosure CrisisThe housing market can be revitalized by changing how we view the problem. There are drastic differences between defaulting homeowners, yet we have chosen to treat them all the same. We must differentiate them in order to achieve progress.
- Understanding Your MortgageThis article explains both Fixed Rate Mortgages and Adjustable Rate Mortgages.
- Recent Housing Market Statistics - Foreclosure Crisis Continues UnabatedThe following are some statistics about the housing market and the government's efforts to address the foreclosure crisis. Despite the state's programs, the foreclosure rate has kept up its dramatic increase.
- How Our Financial System Encouraged the Foreclosure CrisisThe securitization process took responsibility for the performance of mortgages out of the hands of lenders and put it in the hands of thousands of investors.
- Mortgage Foreclosure Counselor Says, 'Don't Blame Victims'Critics of proposed plans for federal mortgage foreclose prevention say the government should not help "irresponsible" homeowners. A caseworker from Saginaw, Michigan, begs to disagree.
- Or Does it Explode? Inside the Home Foreclosure CrisisSome Say Give Free Houses, Some Say Foreclose And Bankrupt Everyone
- Understanding Junior MortgagesJunior mortgages are second mortgages and they have lower lien priority than first mortgages.
- Who is Responsible for the Home Foreclosure Crisis?The home foreclosure crisis precipitated the present financial crisis that will be paid for by the vast majority of Americans.
- Solving the Mortgage Foreclosure CrisisHow Congressional neglect and a frightening lack of business ehtics makes it profitable to foreclose on the neighbors
- The Foreclosure Crisis - How it Can Affect YouDiscusses foreclosures in the US housing market, and how it is affecting both homeowners and non homeowners alike.
- 5 Reasons Not to Pay Off Your Mortgage EarlyWhether it's due to the fact that you have other debt or haven't saved enough in other areas, you may want to rethink your decision. Here are just five reasons not to pay off your mortgage early.
- First Person: Deciding Between a 15-Year or 30-Year MortgageWhile we’ve had our share of tough knocks in the real estate realm, and aren’t looking to buy again immediately, my wife and I were recently having the 15 versus 30-year mortgage debate.
- First Person: Ranking My BillsI have one bill that I consider to be the most important. It isn't to the credit card or mortgage company, but to myself. Why I rank my bills, paying myself first.
- How to Pay Off Your Mortgage Quickly and Live Debt FreeAre you sick of making your mortgage payment? Read here for ways you can pay off your mortgage quickly!
- The Private Mortgage Note BusinessPrivate Mortgage notes are created when a person selling their home finances the buyer, better known as seller financing.
- How a Single Income Family Paid Off Their Mortgage in Six YearsThis is a personal account of how our single income family paid off our house in six years, including our plan with 5 major steps that we used.
- Commercial Mortgage and Commercial Hire Purchase TermsCommercial mortgage terms are very useful as the demand for real estate and commercial buildings are rising in the present time. On the other hand the commercial hire purchase terms fulfill many of the criteria of the customers.
- The Administration Together Volunteer Groups Are Addressing the Foreclosure Crisis in WisconsinSome volunteer groups together with administration are addressing the foreclosure crisis.
- Cause and AffectThe United States economy is still in grave condition
- Good News for First Time Buyers?Housebuilders and mortgage providers are talking about how they can work together to provide 95 per cent mortgages to help thousands of first-time buyers
- Easy Ways to Save for a Mortgage Down PaymentUse these easy ways to save for a mortgage down payment, and reap the benefits of these painless methods of saving.
How to Pay Off Your Mortgage EarlyA short summary of the steps needed to pay off your mortgage early based on the author's own experiences.
No Mortgage After Retirement: Check Out RVingWhen retirement comes knocking, the last thing you want is a hefty mortgage payment every month. Full time RVing offers a chance to live a little, without paying a lot.- Retired, with MortgageHere's how a Home Equity Line of Credit, a type of mortgage, helped one retiree diversity her life savings.
- PaThis is a piece from my heart dedicated to my dear father who has been both a father and a friend at all the right times in my life. Words are not enough to express just about everything, but this is still just an attempt...
Is the Las Vegas Real Estate Market the Greatest Sin of All?I've been investing in the Las Vegas real estate market for several years and currently own a few rental homes there. This market used to be very good to me. Now, I take a financial loss on every rental property owned in Clark County Nevada.- First Person: Are Interest Only Loans Brilliant or Trouble?Interest only loans are great loan products for some, but not for all. Is this the mortgage for you?
- Mortgage Step by StepWant to purchase a home but how much can you afford, how do you get a mortage?
- The Mortgage Process - Step by StepUnderstanding the mortgage process before you begin looking for a house will help you to be prepared and understand what to expect during the process, making a stressful situation a little less stressful.
How to Qualify for a Good MortgageA good mortgage results in an affordable monthly payment. To qualify for a good mortgage, you should order a copy of your credit report, thoughtfully analyze the strength of your current finances, and make a significant down payment.- What is a Mortgage?Before you start to analyze today's mortgage rates or begin to complete applications, you must have a basic understanding of what a mortgage is.
- WHo Really Did This to Our EconomyAN explanation of the financial collapse in easy to understand terms, who caused it. Along with how to fix it.
The Pros and Cons of Having a Mortgage in RetirementHere are some of the pros and cons of having a mortgage in your golden years. How these various aspects could affect you may depend heavily upon your retirement situation, income, location, size of home, size of the mortgage, and similar factors.
Short Sales for BeginnersHow the short sale process works, how to submit a short sale and why banks accept short sale offers.- Mortgage: Understanding the Lock in PeriodThe reason that lenders have began offering a lock in period for mortgage rates is because they realize that people take time to find a home and that the interest rate has a huge factor between what you can afford mortgage wise.
Why Interest Only Mortgages Are Complicated ProductsWarning: Interest-only loans are best reserved for sophisticated real estate buyers and high net worth individuals.- Understanding the Benefits of a No-Fee MortgageWith a no-fee mortgage, you can save thousands of dollars in closing costs and private mortgage insurance. In exchange for these savings, however, you will be subject to higher interest rates. Find out whether a no-fee mortgage works for you.
- How to Find a Florida MortgageIf you are thinking of changing locations or simply buying your first home then you need to make sure you know about a Florida mortgage.
Stop Paying Your Mortgage?Will homeowners be able to maintain their homes in a still sinking Nevada economy? How will they make it through the next year? Will lenders really modify their loans?- Guide to Comparing Mortgage QuotesWhat should you be comparing when you look at different mortgage quotes? It is important you know what to look for to ensure you don't make a big credit error that could haunt you for years to come.
