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The (Long) Path to Rebuilding Your CreditA comprehensive guide to rebuilding your credit. Simple step-by-step guide to better understand how credit reports and scores work, how to obtain your credit reports for free, how to track changes, how to budget, and how to build or rebuild your credit.- What is NOT Reported on Your Credit Report Can Lead to Higher CostsErrors on your credit file can lead to lower credit scores; resulting in higher loan fees and rates. How to fix an error on your credit report.
- Credit Cards for Those with Bad Credit: Pros and ConsYou can get it a credit card if you have bad credit. Should you though? The difference between high risk credit cards and standard credit cards.
Want to Keep Your Credit Card or Increase Your Limit? Better Use it or You May Lose It!If you have credit cards that you rarely use, and if you have a low credit limit that you might want to increase, you might want to think about using your card more regularly before asking for that credit limit increase.- Credit Cards: The Good, the Bad, and the UglyCredit cards have their uses and their pitfalls. It just depends upon how financially smart you happen to be. In general, most people misuse their credit. You might be different though. Let's look at the pros and cons.
- The Risks and Benefits of Using Credit CardsCredit Cards are a huge responsibility. If you use them wisely they can earn money for you and simplify your life. Without great thought and care though, Credit Cards can turn out to be your worst enemy.
The Good and Bad About Credit Cards: "What's In Your Wallet?"From personal experience I have learned that credit cards can be good and bad, but ultimately knowing what's in your wallet can keep you out of trouble and more responsible.- 5 Pros and Cons for a Credit CardThe debate for and against credit cards has been going on for years. However, there is no wrong or right answer. If used correctly, credit can be a great asset. However, if misused, it can ruin your life.
- The Good, the Bad, and the Ugly: Pros and Cons of Credit CardsA somewhat snarky look at credit cards.
Credit Cards: Weighing the Pros & ConsCredit cards have a bad hype, but there are benefits to their use as well. Before getting a credit card, carefully weigh the pros and cons, as well as your own spending personality before making the choice to own one.- Pros and Cons of Using Credit CardsMany financial gurus decry the use of credit cards, but credit cards can be useful when handled correctly.
- Advantages and Disadvantages of Using a Credit CardAre credit cards good? Should they be used instead of tangible cash?
Why You Should Never Apply for a Credit CardDetailed review of the pros and cons of having credit cards and how they can affect your life.- The Pros and Cons of Credit CardsIn this article, we discuss the pros and cons of consumer credit cards on personal finance.
- Obtaining a Credit Limit IncreaseMillions of people own credit cards that they use on a regular basis. These days, it's harder to get credit limit increase, and some people don't even know how to go about getting one. Here are some tips for obtaining a credit limit increase.
- How to Get Your Credit Cards Under ControlDon't let your credit card debt ruin your life! Take control of your financial freedom and pay down your cards today and gain peace of mind tomorrow.
- First Person: How Using My Credit Card Actually Improved My Credit ScoreBelieve it or not, one of the quickest ways you can build credit or improve your credit is by using a credit card. The catch is, you have to use it wisely.
How Balance Chasing Hurts ConsumersLately, banks have been doing something very disturbing called "balance chasing". As you pay down a balance, they will reduce your credit limit.- Common Credit Card Traps: It Pays to Know What They Are!Credit cards have become an indispensable part of the financial portfolios of many consumers. When handled responsibly, credit cards actually provide users with remarkable benefits.
4 Ways to Get a Credit Card with No CreditThis article discusses how to get a credit card when you do not have an established credit history.- What Are Secured and Unsecured Credit Cards?Learn the differences between secured and unsecured credit cards.
- How to Fix Over the Limit ReportingTalks about the problems with going over your credit limit and how to fix the negative reporting caused by the over the limit reporting.
- How to Increase a Credit Card LimitIf you have a credit card you are probably wanting to know how to get a higher credit limit. Here is how.
- Before You Cancel that Credit CardThe economies not good, credit card interest rates rising and credit limits decreasing. If you're considering canceling a credit card read this article first.
- Want a Mortgage? Lower Your Credit LimitsIf you're wondering why you can't borrow the amount you need for your new home, then take a look at your credit card limits, not just your balances.
- SAP Credit ManagementThis document explains the fundamentals of Credit Management and how SAP implements Credit Management.
- How to get a Credit Card if You Have Bad CreditDon't allow bad credit to hold you back. Obtaining a credit card with bad credit is possible, you simply need to know what to look for.
- How to Get a Credit Card if You Have Bad CreditGas station credit cards, department store cards and other lines of credit can allow you to build up enough of a positive credit history to eventually qualify you for a traditional credit card.
- Improve Your Credit Score with Secured Credit CardsAn outline of secured credit cards, how they work and options to obtain them as well as how they can impact your credit score positively.
The Best Credit Cards to Get When You Want to Establish or Rebuild CreditWith many people trying to establish credit or rebuild after a devastating financial crisis such as foreclosure, bankruptcy or divorce, credit cards are awaiting. The trick is to find the best ones. Here are five recommendations.- How to Re-establish Credit With, "Bad Credit" Credit CardsIf you apply for a bad credit card card there could be a number of non-standard fees along with a high rate of interest.
- Credit Card, Business?This piece is about the credit card companies and there stupid business practice and how they are hurting people.
- How to Use a Credit Card to Improve Bad CreditHaving a poor credit score could be a result of frequent late payments, maximizing or exceeding credit limit, or not paying off outstanding balances. But did you know you can also use a credit card to get yourself out of a bad credit situation?
Secrets to Getting Your Credit Card Debt in OrderTips and ideas on how to get your credit card under control and change your financial state.- Twentysomethings: Should You Have a Credit Card?This guide, targeted to people in their 20s, will go over the advantages and the potential pitfalls of having a credit card and help readers make an informed decision about whether plastic is right for them.
Beware of New Credit Card Scam that Charges Hundreds to Increase Your Credit LimitConsumers need to be wary of a new credit card company scam that tries to charge existing customers hundreds of dollars to restore their slashed credit card limits.- Credit Report: Things that Affect Your Credit ScoreWhen you understand the things that can affect your credit you can take action to improve your credit score.
What Every Young Adult Needs to Know About Credit CardsYoung adults and students are often bombarded with credit card offers. These tips will help you make wise decisions about your first credit card.- Can You Determine How Many Credit Cards is Too Many?Determining how many credit cards you need is really difficult. There are several reasons why you best can avoid more than one credit card but there are also reasons why you best can take more than one.
- 7 Tips for Managing Your Credit Cards and DebtThis article outlines important considerations when dealing with excessive credit card debt.
