Overdrafts
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Avoiding Bank OverdraftsThe way to overcome bank overdrafts is to not live on the edge where you have to micro-manage your checking account.
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How to Protect Yourself from Bank OverdraftsRed numbers on your bank account statement are never a good sign, particularly if it's a large red number. Unfortunately, banks aren't likely to protect you from overdrafts, so you must learn how to do it yourself.
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How to Protect Yourself from Overdrafts and Bank FeesIf you write a check, but you do not have enough money in your checking account to cover it, that check is considered an overdraft or a rubber (bounced) check. How can you avoid this and protect your good credit rating? -
Avoid Bank Fines and OverdraftCash flow is tight. Budgets are stretched. Savings accounts are low. How do you manage your cash flow to avoid fines and overdrafts?
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First Person: Sneaky Bank Fees and How I Avoid ThemMost people realize that overdrafts will result in overdraft fees, but what about the other ways banks assess unnecessary charges? Since knowing about them is the best way to avoid them, here's a look at some of the fees you'll want to steer clear of. -
Checking AccountsThis article describes what you need to know about checking accounts and overdrafts before you open an account.
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Beware of Excessive Bank FeesIf you have ever, at one time or another, become overdrawn at the bank than you are aware of the change in many banks policies. Banks charges for overdrafts can be as high as $36 per transaction depending upon your banks fee structure.
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Banking Advice: How to Get a Fresh Start at Your BankEver had your checking account closed because of overdrafts? You probably now find it difficult to open a new account. Here's how you can get a fresh start.
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Why Overdrafts Cost $29 (or More)In 1959, when I started working at the bank, we charged 50¢ for an overdraft. That would be $2.90 in today's dollars. So, why do they now charge $29 bucks?
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When a Loan is a Bad IdeaTo purchase something through a personal loan is more expensive than making the same purchases directly from the money you have in your account.
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Fifth Third: A Bank in ReviewAre you looking for a new bank? This article reviews briefly reviews Fifth Third bank and includes the one great reason to use Fifth Third banking.
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3 Steps to Successfully Using a Cash Envelope SystemMany Americans have turned away from plastic and back to paper. Here is an interpretation of the increasingly popular "Envelope System," and it works for me.
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Guide to Bank FeesBank fees are outrageous these days. Here is a look at whether or not these fees are fair and what could be done about it.
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Fresh Start Checking Accounts: Alternatives for Victims of ChexSystemsThis article gives a definition of what a fresh start checking account is, and some possible solutions. -
Personal Finance: Understanding Why Checks Are ObsoleteChecking accounts no longer hold the same meaning. The actual check is fast becoming extinct. Here is a guide to understanding why.
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Guide to Accepting California IOUs or Registered WarrantsUnable to arrive at a state budget, the California legislature has resorted to issuing IOUs, or registered warrants, to vendors doing business with the state. Find out who cashes them and what you can pay with them. -
How Banks Expect to Make $27 Billion on Debit Card Overcharges This YearIs Mr. Banker playing "gotcha" with your money? Surely there is a nicer bank in the neighborhood!
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How to Balance Your CheckbookBalancing your checkbook once a month can save you from costly overdraft fees.
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Badregions.Com Exposes Regions Unsatisfactory and Unethical PracticesAn overview of badregions.com, JD power and associates review and my personal experience with Regions Bank.
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Buyer Beware or Modern Day Bank Robbery?Banks will earn approximately 38 billion dollars this year alone by charging overdraft fees to their customers! -
Tips for a Christmas BudgetTimes are tough right now and I want to help. Here is a list of things that may help your family get through this Christmas with your sanity and a little jingle in your pocket. -
Money TalkThe article is about the lack of formal education that young people in UK receive about personal money management.
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Debit or Credit Card? Mistakes Will Cost DearlyBanks look upon allowed overcharges as a major revenue stream. Their practices are predatory and unjust.
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Making Sure Your Bills Are Paid on TimeOutlining the importance of paying your bills on time, offering tips on how to make that happen.
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How to Avoid Banking Overdraft FeesSteps you can take now to avoid paying overdraft fees.
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Bill Pay Services Are Money-Saving ServicesIn today's economy where pinching pennies is valued, how about saving postage and using Bill Pay to save money!
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Responsible ConsumerismThe recent economic decline has afforded the American people the opportunity to shift consumer values. This article offers suggestions on how to maintain a positive change. -
How to Dispute Information in Your Chexsystems FileHaving negative information in your Chexsystems file can mean you can't open a bank account, if you find negative information, or need to file a dispute, follow this handy guide.
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Is Your Current Account Worth Keeping?This article talks about the modernization and variety of services of current accounts offered by banks and what you can do if you are affected by it.
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How to Make Your Business Successful: Achieve the Success You DeserveStarting and running a business is one thing but turning it into a successful, longstanding and lasting business is another thing.
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When the Bank Won't Let You Withdraw Your MoneyBanks often delay their customers' withdrawals of deposited funds. Know your rights and a few simple strategies can get the money out of your bank and into your pocket much sooner. -
Overlooked Scholarship Sources to Fund College TuitionTips for high school graduates to find private scholarship sources from professional societies, companies and civic organizations. -
Five Simple Steps to Avoid Bank FeesDeposit holds and overdraft policies vary by institution, and some cases by state. Every bank or credit union has their own rules for granting you access to your money. Don't assume you have cash in your account just because the ATM spat out cash.
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Early Onset of Alzheimer'sDid you know that the early onset of Alzheimer's could start when a person is in their thirties? I was not aware of this until it became my reality.
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If You Want to Hold on to Your Money Don't Get a Rush CardRush card's Rusell Simmons claims to be helping people that can't get a credit card or checking account but when you look closer are those fees, it seems like he is taking advantage.
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The Joys of Working in Telephone Customer ServiceSometimes answering the incoming calls on an 800 number help line can be pretty frustrating!
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Living Truly Within Your MeansKeeping yourself in the black is easier than you think. These simple budgeting tips will ensure that you can afford what you want and still be covered for everything.
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Will the REAL Bank Robber Please Stand Up?Did you know that when you get that "nice" surprise in your monthly bank statement that your account has been "overdrafted"? That is your "overdraft protection"?
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A Brief Analysis of Unsecured Personal LoansThis article describes some of the basic aspects related to unsecured personal loans.
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Bank Overdraft Fees on Debit Cards to End July 1, 2010Overdraft fees have been the bane of many bank customers' existence since they started. Now banks will no longer be able to charge overdraft fees without customer consent. Here's how to make sure you don't get slapped with fees.
