Debt Collections

Credit card identity theft is a crime that seems to be increasing daily without any sign that the trend will decline. If proof is not established the person accused does not legally owe anything and is not required to continue communication with the debt

The Federal Trade Commission (FTC) implemented The Fair Debt Collection Practices Act (FDCPA) which lay out certain guidelines for creditors that they have to follow while attempting to collect debts from any person.

How to negotiate debt.

It can be frustrating to negotiate with debt collectors. Therefore, you have to learn the rights you have concerning the methods of debt collection. Knowledge of these things will ensure better discussion and possible resolution to your problem.

Do you have trouble with debt collectors calling you at all hours of the night? Those guys just violated a tenet of the law and you can report them to the Federal Trade Commission. Learn some other rules regarding debt collection.

Information on negotiation of debt.

The FDCPA provides detailed information about appropriate debt collection tactics, illegal debt collection practices that can warrant prosecution, and facts about recourse for citizens who feel that their rights have been violated by a debt collector.

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 before the Great Recession but is still relevant today. Use this guide to find out what rights and limitations creditors and debtors have under this act.

Debt collection can be a difficult process a few simple ideas can save you a lot of hassle.

Do you know what the major downfall of stopping the harassment from debt collectors will be? Actually following through with the required steps.

Don't allow a debt collection agency to harass you for a debt you don't own. Learn how to put an end to harassing and threatening debt collection phone calls.

I have had plenty of experience in dealing with the dead-bead debt collectors. Specifically, those nasty little leeches that call all day long, have foreign accents, and know nothing about your debt! Here's how to stop the phone calls!

This is an article on how to do Debt Collections.

The Fair Debt Collection Practices Act governs the activities of third party debt collectors.

Ever wonder if your creditors are following the law in recovering a debt? Here's research I did covering both Maryland law and federal law.

Due to the Fair Debt Collection Act (FDCA) and state laws, debt collection agencies must stay with legal parameters when reclaiming debt.

The same basic debt collection strategies are used by collection services. There are legal and ethical considerations when collecting money on past due accounts.

Businesses have the right to attempt to reclaim money owed to them on past due accounts.

Debt collecting can be overwhelming for the small business owner who is busy providing services or selling products.

Never be intimidated by a debt collection agency that is trying to collect an old debt of a deceased relative.

Looking for a new career? The debt collection industry can be lucrative and credit card debt collection training can get you started.

They Key to successful debt collections centers around communicating with the customer, getting all the facts, and having a sincere interest in helping the customer resolve their issues with debt.

When facing an arrearage of payments against credit cards, mortgage or loans, consider facing the collection agency head on as communication may be the key to successful debt management.

This is an overview of the practices which are prohibited under Fair Debt Collection Practices Act.

This is an overview of common errors and tactics missed or avoided in the debt collection process.

Credit card debt collection is a $66 billion industry in the U.S. That was the amount of debts on credit cards that bill collectors bought in 2005. It's a big business to say the least.

Scavenger debt collection is the practice of purchasing old debt for pennies on the dollar and attempting to collect the full amount, plus interest.

Junk debt buyers buy junk debts, exploit the common uneducated credit card user, and usually make millions of dollars doing it. It is vital to stay up to date about these kinds of people.

A brief guide to help consumers navigate through the debt collection process without prejudicing their rights

From personal experience, tips on handling rude and unscrupulous debt collectors. How to combat illegal debt collection methods.

Understanding what it means to have a debt in collections.

Medical billing is governed by certain laws which include the Fair debt Collection Act, the Health Insurance Portability and Accountability Act (HIPAA), and the Privacy Rule.

With the economic downturn and more people in debt than ever before collection pressure is well known through out our country. How do we need to handle it? What options are there for people who need help?

How a car can be repossessed with you paying the bills, and no knowledge that any money is even owed.

Debt collectors ignore the law all too often. They need to be made to face the music when they do.