FHA
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- Common Misconceptions of FHA 203k Rehab MortgagesThere are a bunch of misconceptions out there regarding FHA 203k mortgages and we try to discuss a few of them here and show you why these loans should be a first choice and in the forefront of home buyers minds.
- Have You Seen the Show “Property Brothers” on HGTV?The "Property Brothers" on HGTV do major renovations on properties and I offer the mortgage program that can help to finance these projects. The program is the FHA 203k Renovation Mortgage and it can be used for purchases and refinances.
- FHA Rightly Request Industry Help on Reducing ForeclosuresHousing got us into this mess and housing can get us out of it.
- What is the FHA TOTAL Scorecard?The FHA 'Å"TOTAL' Scorecard is a new technology that was launched by the United States Department of Housing an Urban Development to evaluate the credit worthiness of FHA applicants.
- Discover Michigan FHA Mortgage Lending Productsin 1934 the newly formed Federal Housing Administration (FHA) began offering long-term mortgage home loans guaranteed via the federal government. Find out the pros and cons of these popular loans.
MORTGAGES the Debate to End the 30 Year MortgageThis article is about the discussion to end or modify the traditional 30 year mortgage. While the product is not specifically mentioned, eliminating FANNE MAE would jeopardize it's longevity.- What Are the FHA Streamline Loan Requirements?This loan is a refinancing loan that does not require income verification or credit check since the loan is only available for those borrowers with an existing FHA loans and have therefore passed the credit and income checks before.
- What is the FHA 203K Loan?The FHA 203 loan program is a home improvement loan administered by the Federal Housing Administration for the repair and rehabilitation of a property owned by a single family.
- Government shutdown would damage fragile California economyHow the government shutdown would impact California. FHA and SBA work stoppages could significantly damage fragile California state economy
Mortgage Options for People with Bad CreditWhile having bad credit does not mean you will not be able to obtain a mortgage to finance the purchase of a home, it does limit your options.
4 Reasons Why Qualifying for FHA Financing Requires Higher Credit ScoresIt's not just enough to be approved if you want to secure a FHA loan.- 4 Reasons Why Qualifying for FHA Financing Requires Higher Credit ScoresGetting approved for FHA financing doesn't automatically mean you'll secure financing. Having better credit is a critical step to insuring your dreams of buying a home become a reality.
- How to Refinance Your House Using the FHA Streamline ProgramThere are several options out there that can help a homeowner keep the home that they worked so hard for. For example, the FHA Streamline Refinance program which your mortgage broker can help you with.
- Calculating FHA Closing CostsWhat are the benefits to using an FHA loan?
FHA Condo Loans: What Buyers Need to KnowFHA condo loans differ from their suburban home counterparts because a condominium project must be FHA-approved before a buyer can apply to purchase one of the units.This article discusses what buyers need to know before making the investment.
FHA Warning on Mortgage Insurance Refund ScamsThird-party companies are contacting FHA borrowers offering help to trace mortgage insurance refund money--for a fee. But those who are due a mortgage insurance premium refund from the FHA do NOT have to pay to get that money.- Do I Qualify for an FHA Short Refinancing Loan?2010 was the year the FHA changed the rules to allow borrowers who are underwater on their homrtgages apply for FHA short refinancing.
All About FHA Adjustable Rate MortgagesFHA Adjustable Rate Mortgages are still available, and some buyers use them with few problems. But it's very important to understand the terms of these mortgages before committing to one.- How Much Do I Have to Make to Qualify for an FHA Home Loan?One of the most asked questions about FHA home loans is "How much money do I need to make to qualify?" But the truth is, minimum income isn't the deciding factor.
- All About FHA Growing Equity MortgagesThere are many types of FHA mortgage products for a variety of needs for the house hunter. Some people want a mortgage they can pay off faster than a conventional home loan. The FHA Growing Equity Mortgage is one of them.
- FHA Loan Requirements: FHA's New Loan Requirements Giving Hope to Underwater Home OwnersFHA Loan Requirements: Understanding FHA Loan Requirements can make the difference between refinancing an underwater loan and ending up in foreclosure.
- 6 FHA Guidelines for HomebuyersLearn how to qualify for an FHA-insured mortage loan. Buy a home with little money down and finance your closing costs.
- Fix Up Your Home with an FHA Home Rehabilitation LoanIf you are planning to buy a fixer-upper home that requires substantial investment for repairs and refurbishment, the FHA 203(k) loan program can help with the financing of both the purchase and rehabilitation of the home.
How to Get a Remortgage Loan when You Have Bad Credit and Little EquityBad credit scores and loss of home value or income prevent homeowners from even thinking of remortgaging. Yet there are programs just for them. Here's one such program. The benefits are greater if you've already using it.
Sorting Out Homes for Sale OnlineThere are certain homes you can't usually get with an FHA loan. Trying to sort out homes for sale online? Here's some tips that may help you when you have an FHA loan.- How to Keep Your Home Using FHA Streamline Refinance ProgramFor those homeowners that feel as if they are on the verge of losing their house, they have the option of a FHA Streamline Refinance program.
- FHA Unveils Short Refinance Program for Underwater MortgagesOn September 7, 2010, the FHA will roll out a program that will allow underwater borrowers to refinance into an FHA-backed mortgage. In addition to meeting all of the criteria, the first lender must agree to a 10% write-off.
FHA Launches Short Refinance Opportunity Program to Rescue Underwater HomeownersA new FHA program is being unveiled on September 7, 2010 to help homeowners who have been stuck in upside down mortgages. It is projected that the program will help up to 3 to 4 million homeowners experiencing financial hardship.- New FHA Mortgage Loan Guidelines May Make it More Difficult and Costly to Finance Your HomeHomeowners and homebuyers looking to finance or refinance their home with a FHA loan may be negatively impacted by two recently announced changes to the Federal Housing Administration (FHA) mortgage guidelines. Will you be affected?
- What is an FHA Streamline Refinance Loan?Did you know that you may refinance an FHA mortgage loan without a home appraisal or income documentation? This informational guide to the FHA Streamline Non Credit Qualifying Refinance Loan breaks down this FHA loan option simply and easily for you.
How to Get Down Payment Assistance on a FHA Home LoanFHA provides home loans for those people who have trouble obtaining loans through conventional banks. FHA has also created a down payment assistance program to go along with these home loans.- Guidelines for FHA RefinancingA few of the necessary guidelines for refinancing a mortgage through the FHA program.
- FHA Changes Coming This SpringFHA loans are arguably one of the most popular for homebuyers currently available. However, this spring, that will be changing. If you don't know what's coming down the road with home loans, you need to read this article.
- FAQ: What the FHA's Recent Policy Changes Means for Home BuyersThe FHA recently made some policy changes that could have a significant financial impact for people looking to take out FHA home loans.
- Negotiating FHA Home Loan to a HUD ProgramWhen unable to repay a home loan under FHA, be sure to understand how you can obtain a reorganized payment under HUD programs.
- Upcoming Changes to FHA-Backed Loans Could Move Buyers Off the FenceThe FHA is proposing several changes to their mortgage insurance program, which will end up costing some home buyer more money to purchase a home. Find out what the changes are and how they will affect you.
FHA Eyes Rules ChangeFHA lending rules change coming, will make it more costly for buyers. This tighter lending policy will narrow the market of buyers. In the big picture of supply and demand it ultimately means less demand and lower home prices.- FHA FinancingAn Explanation of FHA financing
- Is it Possible to Use a FHA Loan to Purchase a New Home?A very brief overview of FHA loans and their applicability to new homes
- Do You Qualify for A Tax Credit for FHA Home Loans on Your First Home?The first time homebuyer's tax credit for FHA (Federal Home Association) home loans is a government- approved program for homebuyers to use tax credit for FHA home loans.


