Annuity
Sort by:
-
What is an Income Annuity?Income annuities are, unfortunately, often misunderstood. Or maybe they are just poorly explained. I will try to give them justice and give you some basic ideas. Hopefully also give you a good sense of how important these can be to a portfolio.
-
First Person: Equity-Indexed Annuities Are Not Good InvestmentsYou will rarely hear the negative investment aspects of an equity-indexed annuity without digging into the details. These products can be damaging to your retirement income plan.
-
A Definitive Guide to Annuity Death BenefitThere are many kinds of annuities and the annuity death benefit operates in a different way based on what sort of contract it is. In general, an annuity can either be deferred or fixed. Let's first discuss their difference.
-
Benefits of Having an AnnuityWhy it pays to purchase an annuity for financial security.
-
Don't Outlive Your Money, Consider a Fixed AnnuityHow fixed annuities work to give lifetime income at levels that can provide greater than average effective return -
Benefits of Indexed AnnuitiesLow risk investments are often tied to low returns. However, If security is more important than growth, indexed annuities may be a viable choice. Just make sure you know the risks as well as the rewards. -
Annuity Payout Options for Surviving SpousesAnnuities are quite basic in theory and can be an important part of a balanced financial portfolio. Surviving spouses have various options when it comes to receiving the payout of an annuity. -
How do Indexed Annuities Work?Annuities may seem like complicated financial tools, but they are quite basic in theory and can be an important part of a balanced financial portfolio. The rate of return of an indexed annuity is tied to the performance of a stock index. -
Choosing the Perfect Annuity For Your NeedsChoosing the perfect annuity depends on a variety of factors, including your age, risk tolerance, and financial needs.
-
Are All Annuities Created Equal?Annuities are types of investments and can offer secure, tax-deferred income for both savings and retirement. While they may seem complicated, annuities are simply contracts with insurances companies and not all annuities are created equal.
-
Questions to ask Before Purchasing an Indexed AnnuityAn annuity is a contract between a consumer and an insurance or financial company where you make either a lump-sum payment or a series of monthly payments to fund it. Annuities are good retirement savings vehicles and usually offer tax-free growth.
-
Debunking Myths About Indexed AnnuitiesAnnuities are great investment tools offering secure, tax-deferred growth and income for savings and retirement. Although annuities are simply a financial contract, there are many myths surrounding them. Here are the top myths about indexed annuities:
-
Annuities - Good or Bad?I am sure you have heard it from your mother, "eat you vegetables...they are good for you!" You set there looking at the green stuff and was not "good". Good is not just a matter of perspective, but more importantly, a matter of knowledge.
-
Retirement Planning - Are Annuities a Good Investment?First of all, to stay within the rules, as far as we understand, annuities cannot be called an investment. They are an insurance product. Now that this has been clarified, can you grow your money with an annuity and is it a good idea? Read on!
-
Are Annuities the Most Reliable Investment Market Pundits Won't Endorse?The narrative of the many stock market cheerleaders by word of mouth and through investment publications is that in almost all cases, annuities are bad for your financial health. Is this information accurate or more self-serving in nature?
-
When an Immediate Annuity is a Great BuyMany people buy immediate annuities at the wrong time, especially 401(k) retirees. When you retire, you are given payout options. These are immediate annuity rates.
-
What is a Stamrecht BV?A "stamrecht BV" is a popular tax structure in The Netherlands. You can use it for saving income tax on a severance payment when you have a Dutch based employment contract.
-
How to Dramatically Increase Your IRA Income in 60 DaysIncreasing your IRA income puts more money in your pocket every single month for the rest of your life. It is worth checking into to see if it might work for you.
-
What an Annuity Salesman Will Not Tell You: Annuity-type CD Vs. Bank CDAnnuity CD is touted as a good conservative investment. This products is presented as a CD which grows tax free, and in a low interest rate environment Annuity CD can be appealing. This article looks at the Annuity CD and a bank CD side by side.
-
Volatile Assets & GRATsThere are a number of different estate planning vehicles that can achieve multiple objectives at the same time, and one of these is the grantor retained annuity trust, often shortened to the acronym GRAT.
-
Exploring Fixed AnnuitiesAre you planning for retirement and considering the purchase of a fixed annuity contract? Here are some things you should consider.
-
Annuities in the New YearWhat is an annuity? Why choose an annuity? -
Planning for the Best Annuity RatesAnnuities are a popular vehicle in retirement and financial planning; therefore, it is vital to get the best annuity rates possible.
-
First Person: Questions to Ask Before Buying an AnnuityBefore you get caught up in the annuity frenzy make sure you know exactly what is being pitched.
-
What Are Annuities and How Do They Work?Annuities are, probably, one of the most misunderstood and underrepresented investment option available. Although not for everyone, they can serve an important part of people's portfolio - particularly individuals over the age of 50.
-
Is Annuities Insurance a Smart Choice?It is important to opt for sound investment schemes in order to secure your financial assets. Many people end up choosing annuity insurance for this purpose.
-
Saving for Expensive CollegesThis article explains the use of annuities in college planning.
-
Annuities: Questions and AnswersWhat you need to ask before buying in and what you have to gain.
-
Questions to Ask Before Investing in an AnnuityAnnuities provide revenue streams for retirees, but they are not for everyone. Here are five questions that everyone should ask their financial advisor before investing in an annuity.
-
Should I Get an Annuity?A short list of five questions that you must ask before purchasing an annuity.
-
Did You Get Your Tickets?With the Mega Millions at a record high one question many people are asking is should I take the lump sum option or the annuity. -
What is a Structured Settlement Annuity Payment?Annuity payment refers to monetary installments paid through structured settlements. This type of arrangement is often established to compensate individuals granted monetary awards through lawsuits and lottery winnings.
-
Types of Investment AnnuitiesInvesting in annuities can be rather complex and somewhat confusing. It is best to work with an investment firm or retirement planner. While there are only two types of annuity plans, each investment product has multiple options
-
5 Essential Questions About AnnuitiesThis article describes frequently asked questions about annuities.
-
How to Calculate the Future Value of an AnnuityCalculating the future value of an annuity is very helpful when planning your financial future. An annuity are payments made on a constant basis during a fixed period of time. There are two types of an annuity, an ordinary annuity and an annuity due.
-
Are Annuities a Good Investment for Retirement?Annuities provide income immediately or at a future date and are guaranteed to provide a steady income. Why then do some people not advocate annuities for retirement?
-
Does an Annuity Make Sense for Your Retirement?Annuities are a great tool for the individual looking to be paid a fixed amount in retirement. But does an annuity make sense for you?
-
Considerations of Applying for Cash for Structured Settlement AdvancesObtaining cash for structured settlement plans is a rather complicated process which often takes several months to complete. Annuitants must first determine if selling structured settlements is allowed in their state of residence.
-
Discover the Truth Behind Using Annuities for Retirement SavingsAnnuities are financial instruments that are designed, administered and sold by Insurance Companies. Knowledge is the key when buying annuities for retirement. -
Annuity Taxation - a Basic Guide for InvestorsAnnuities can be a great way to save for retirement and manage risks. But you need to know the tax rules, or you could get stung.
