Collection Agencies

That harassing telephone call from a collection agency might just be against the law. That's why the federal government is cracking down on the worst offenders.

Many Americans are falling behind on bills, causing collection agencies to become more aggressive in the debt recovery attempts. Knowing your rights are can protect you and force unscrupulous debt collectors to follow government guidelines and laws.

Debt collection agencies don't take everyone to court, but you might end up in that situation. Here are some reasons to settle with an agency before court rather than fighting it.

Debt collection agencies are notorious for using scare tactics to get money out of individuals. Here are five of the most common scare tactics used.

You must always keep it foremost in your mind during every phone conversation that the person representing the agency does not have your best interest at heart.

The law is fairly clear on what a debt collection agency can and cannot do. Here are five things a debt collector can't do!

It might not seem like it, but it is possible to negotiate with a debt collection agency.

This is the first step to taking yourself out of debt. I have talked to many collections agencies and if you tell them you want to pay off your balance, suddenly they seem much less scary.

Debt settlement puts you in a position to pay off old debt for pennies on the dollar.

Very effective and proven ways to effectively deal with harassing and threatening collection agencies and debt collection companies. Follow these steps to reduce your stress you're currently dealing with this type of financial crises in your life.

Have you ever been taken to collection? Know the facts about how these companies operate and how to break the cycle.

As a former business consultant, and current business writer, I have been asked regularly about collection agencies and small businesses. There are certain issues to consider before contacting a collection agency about your delinquent debts.

Debt Collection companies specialize in intimidation so it's important to know what to do if a collection agency calls you. Here's how to handle calls from debt collectors and protect your rights.

P. Scott Lowery is a debt collection agency, not a law firm, claiming to "represent" debt collection clients. These 'clients' are often sister companies owned by Mr. Lowery. If you're sued, don't worry. Follow my lead and beat them in court!

Debt can be a great source of stress for anyone, but the attempts to get people to pay on their debts made by some debt collectors can only far worsen the situation. How can someone get a debt collector off of their back?

Junk debt buyers buy junk debts, exploit the common uneducated credit card user, and usually make millions of dollars doing it. It is vital to stay up to date about these kinds of people.

Collection agencies can be relentless and the tactics they use are often bullying and intimidating. If you're being harassed by a collection agency, here's how to get them to stop calling you and how to exercise your legal rights regarding debt.

The Fair Debt Collection Practices Act affords numerous protections to people who are being harassed by collection agencies. But in order to use the FDCPA, you have to know what it says. Here's how to deal with collection agencies using the FDCPA

Review of the benefits of employing a commercial collection agency to collect business debts versus litigation, including resources to help business owners determine whether to use litigation or a commercial collection agency.

Know how to handle collection agencies when they come calling.

Collection agencies want you to think your only option is to pay your full balance when they call. Ignore they bullying tactics and try these tips for dealing with them.

Nonpaying customers are a reality of every business; at some point you must make a decision about how to handle them.

This is to explain how the creditors in combination with the collection agencies report certain accounts depending on if it was assigned or sold. simultaneously

How Skip Tracing works when collection agencies are trying to locate missing consumers.

Break down of what is contained in a credit report and key notes of interest.

Here is a review of issues affecting consumers that are settling on past due debt, to best benefit improving their credit at the same time.

You get restless with even the idea that someone has accessed and misused your identity details. But the financial pain which may come thereafter due to such theft is unbearable.

Don't allow a debt collection agency to harass you for a debt you don't own. Learn how to put an end to harassing and threatening debt collection phone calls.

The Fair Debt Collection Practices Act was originally designed to protect debtors against abuse by collection agencies pursuing a debt. There are numerous violations that may cause penalties against the debt collector.

Accounts that have gone to collection damage your credit score for seven years. Paying these accounts off will not improve your credit score. It is far more important to keep all other accounts current and paid on time.

I have had plenty of experience in dealing with the dead-bead debt collectors. Specifically, those nasty little leeches that call all day long, have foreign accents, and know nothing about your debt! Here's how to stop the phone calls!

Information on dealing with collection agents and making the best out of a negative collection account.

This article will discuss how to exercise your rights under the Federal Debt Collection Practices Act, in order to effectively deal with collection agencies.