Debt Collectors

Debt collectors are a fact of life for many Australians but if you have an overdue bill or several missed credit card payments you can resolve the situation with the minimum of stress, and protect your rights.

As the economy worsens, the junk debt market is exploding, with banks and debt-factoring companies selling debts they deem noncollectable to junk debt collectors who, in turn, go after the consumer with a vengeance.

If you are dealing with a debt collector, then you can legally stop that agency from contacting you. You'll need to write a cease communications letter. Here's how you can do it!

In some cases, you might be able to countersue a debt collector for damages. Here are some reasons to give it a shot.

Debt collectors typically act unchallenged because most people who allegedly owe money do not understand the laws to effectively deal with debt collectors. Below are legal methods explaining how to deal with credit card debt collectors.

Credit card identity theft is a crime that seems to be increasing daily without any sign that the trend will decline. If proof is not established the person accused does not legally owe anything and is not required to continue communication with the debt

A Florida judge recently prevented a company from using Facebook as a means to collect a debt. What could possibly be next?

How to negotiate debt.

If your debts are mounting and you can't see a way out, it's time to grab one of these lifelines for people drowning in debt.

If you are being harassed by debt collectors, there are a few things you can do to stop this harassment.

Debt Collection companies specialize in intimidation so it's important to know what to do if a collection agency calls you. Here's how to handle calls from debt collectors and protect your rights.

Information on negotiation of debt.

The FDCPA provides detailed information about appropriate debt collection tactics, illegal debt collection practices that can warrant prosecution, and facts about recourse for citizens who feel that their rights have been violated by a debt collector.

A lot of times people say that they tried to set up a payment arrangement with a debt collector, but the arrangement was denied. Here are some things you need to know about setting up a payment arrangement.

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 before the Great Recession but is still relevant today. Use this guide to find out what rights and limitations creditors and debtors have under this act.

If a debt collector calls or threatens to sue, stand up for yourself, your finances, and your rights. I have successfully stopped debt collectors from winning in court, continuing to call, and violating the law. Follow my lead, and stick it to them!

Lawsuits against collection agencies for violation of the Fair Debt Collection Practices Act are on the rise.

The debt collection industry is one of the most complained-about industries to the Federal Trade Commission (FTC). From 1999 to 2001 (the latest years available), the debt collection industry was the #1 complained about industry in the USA.Â

Even though it's stressful to deal with debt collectors, ironically, it's when your account is past due that you are often in the best position of all to negotiate with bill collectors and collection agencies.

Depending on the type of debt, the Statue of Limitations can stop a debt collector from trying to collect the bill

Find out how to deal with your debt, and the debt collections agencies, as quickly and easily as possible.

Having debt is stressful enough without the harassing phone calls and letters from debt collection agencies. Here are some tips for dealing with debt collectors.

A guide to overcoming the problem of debts and harassment from debt collectors

Don't allow a debt collection agency to harass you for a debt you don't own. Learn how to put an end to harassing and threatening debt collection phone calls.

Scavenger dues collectors are firms that purchase old liabilities for pennies on the dollar and endeavor to collect those funds, sometimes after the statute of limitations has expired.

The Lewis Debt Service is a collection agency stationed in the United Kingdom.

I have had plenty of experience in dealing with the dead-bead debt collectors. Specifically, those nasty little leeches that call all day long, have foreign accents, and know nothing about your debt! Here's how to stop the phone calls!

The recent economy has caused the financial death of millions of good, financially responsible Americans who now find themselves dealing with rude debt collectors. Enough is enough!

A basic guide to law surrounding debt collections including FDCPA and consumers' rights.

Tips and information on repairing your credit and geting Credit Collectors off of your back

Knowing your rights when dealing with debtors and credit card companies is vital to sucessful negotiation.

How to stop the phone calls from collection agencies.

Are you behind on credit card payments? Here is what to do and what not to from an ex-credit card collections account representative.

Debt collectors are not real people. They are communist robots from hell.

Has the current economy affected you in ways you never thought possible? Has a debt collector threatened to take your home, have you arrested or called you a criminal? He was breaking the law.

Just when you thought it was safe, debt collectors stoop to a new low, attempting to collect debt through social networking sites such as Facebook and MySpace.