Insurance Policies

Most insurance providers give you several options when it comes to your auto and life insurance policies. From alien abduction insurance to kidnap and ransom insurance, here are five strange but real insurance policies you may not even know about.

"I'm just a working man with a wife and kids, paying off a mortgage -- I don't have any life insurance policies and don't plan on getting one in the future '"

Most people don't know it, but the type of insurance coverage you choose is directly related to how much you will be paying as your insurance premium.

Insurance policies are legally binding documents that make certain promises and decisions about different aspects of insurance coverage.

A brief look at the different types of home insurance policies.

What types of home insurance policies are available? What type of coverage do you need? Read on to find out.

Know the types of policies available for your project.

Section 30 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions on the aggregation of written, earned, and in-force exposures for insurance policies on unequal term lengths - as well as the "15th of the month" rule.

Section 27 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions regarding the distinguishing characteristics of insurance policies, including indemnity, utmost good faith, and fortuitous losses.

Online or brick-and-mortar? That is the question. Which type of car insurance will yield the cheapest rates?

As technology advances, more and more people are choosing to forego traditional car insurance policies in favor of paperless car insurance policies. Many paperless car insurance policies are offered by the same...

This article gives information, advice, and commentary on the process of determining the need for a commercial car insurance policy, which type of policy you may need, and materials needed for a quote.

Entrepreneurial initiative is normally compensated by profitable operations, but a sudden liability may cause irreversible damages in a business. Business insurance policies provide protection against several risks that are related to the business sector.

I witnessed a recent commercial on TV where the announcer asked the audience if they were collecting payments on insurance polices, lottery winnings, or court case settlements. He was selling settlement funding.

It may be easier than you think. But, there are some things you should know before you buy...

Unfortunately, many travelers fail to learn whether their health insurance policies provide coverage when they are outside the United States. And the sad fact is that most policies do not pay medical bills from outside the country.

Section 107 of The Actuary's Free Study Guide for Exam 5 offers 5 practice questions/solutions on elements of typical homeowners' insurance policies, with emphasis on the HO-3 policy and Coverages A, B, C, and D - as well as the Additional Coverages.

Like health and life insurance, long term care insurance also has limitations on its coverage as stipulated in the policy. Read the entire article and determine what are not covered in your policy.

It's amazing to see who's offering life insurance these days.

In the realm of insurance coverage available to people in our world, pet insurance is likely the most unstable due to its relative new status.

Pet health insurance can help you and your family out of a financial jam should something unexpected happen to the beloved family pet.

This article discusses why discounts are given for multiple insurance policies and warns that you may not always be saving money.

If you are considering the purchase of a disability insurance policy, here is what you need to know about the optional COLA rider.

Section 123 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions regarding common elements and types of commercial insurance policies.

Section 121 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions regarding differences and comparisons between occurrence-based and claims-made insurance policies.

New insurance tax strikes middle class.

Section 42 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions on the analysis of losses using the parallelogram method and on the determination of age-to-age development factors.

Many people signed insurance policy, set up a premium payment plan, and think nothing of it after purchasing health insurance. This is until the bill comes in the mail after a hospital stay.

Section 28 of The Actuary's Free Study Guide for Exam 5 offers five practice questions and solutions on characteristics of insurance such as the exchange of unequal amounts, conditionality, and restrictions on transfers of the insurance policy.

There are many travel cancellation insurance agencies out there, and here are some that I have reviewed.

The benefits of a paperless insurance policy

Are you worth more dead than alive to your company? Read more to find out what dead peasant insurance is and if your company engages in this practice.

How to Survive a Hurricane Disaster

Investment bankers, like Lehman Brothers, collectively sold an estimated $70 trillion dollars worth of "bogus" insurance policies that they knew they could never possibly pay in the event their investors actually began to file claims.

Life settlements and viatical settlements are similar in that they can both convert life insurance policies into cash, but they're not the same. To learn more, keep reading.

Unclaimed inheritance from Wills generates several billions of dollars on an annual basis. A large percentage of this money stems from life insurance proceeds.

Section 44 of The Actuary's Free Study Guide for Exam 3L discusses benefit premiums under the equivalence principle, as applied to whole, term, and endowment life insurance policies. 5 practice problems and solutions are available.