401k Plan
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Why You Shouldn't Only Invest in a 401k PlanFor most people who aspire to be middle class, contributing to your 401k plan is one of the smartest choices you'll ever make.
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Is a 401K Plan Enough for Retirement?Your 401K plan has always been your backup for retirement - but is it really enough?
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5 Tips for 401k Plan Management and RecoveryThis article gives practical advice for managing a 401k plan to help it to build or recover from losses.
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Smart 401k Plan Maintenance: Why You Should Contribute as Much as You CanAn overview of basic 401k plan structures and why it's so critical to contribute at least up to your company's match maximum.
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401K Plan: What Does "Free" Really Cost?so it's essential to have a clear understanding of what you are truly paying for with your retirement dollars.
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What Happens to Your 401K Plan If You Lose Your JobIf you lose your job, that doesn't mean you lose your 401K retirement plan.
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How to Get Cash from Your 401k Plan - It's in the Rules!Everyone knows that having a 401k account is an excellent way to save for your retirement. It allows you to set your pre-tax dollars aside for when you won't have quite as steady of an income coming in as you currently do.
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Stock Market Crash Under Obama and Your 401k PlanMany what to do about their 401k plans after the stock market crash and some blame President Obama, here's an explanation that may help and may hurt.
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Stock Market Crash Under Obama and Your 401k PlanMany what to do about their 401k plans after the stock market crash and some blame President Obama, here's an explanation that may help and may hurt.
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Rollover IRA: An Option for Moving Employer Sponsored 401k PlansFor many employees, losing a job is a crucial life changing moment. When the loss of a job occurs, often, the employee is least concern about the tax deferred monies left in a 401k plan.
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401k for Freelance WritersWhether you've been freelancing for years or have just started, you can open and contribute to their own 401k plan. Here's what you should know about 401k for the self-employed, including tax-deductions and penalty-free loans. -
401(k) Plan: Important Investment Vehicle for RetirementIn this article I have discussed about the 401(k) plan available though private corporations to there employees. A detail discussion is provided.
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Your First Job: Taking Advantage of Your 401k BenefitsIf you are starting your career, its time to start investing in the benefits, especially your 401k. -
Your 401(k) Plan If Your Employer Goes BankruptIf your employer goes bankrupt you do not lose the money in your 401(k) plan, but you could be affected, depending on the type of bankruptcy, whether and how the plan is terminated, and what investments you have in your account.
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Differences Between 403b and 401k PlansThis article defines a 403B plan, gives pros and cons, and compares it to a 401K plan.
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Find Forgotten Savings Bonds and 401k PlansMost of us are happy when we find a 10-dollar bill that we had forgotten in a pants or coat pocket, but you could be one of the estimated two million people that have mature unclaimed savings bonds floating around, or you could have a 401k plan that you have forgot about.
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Using a 529 College Savings Plan for Retirement?If you make a large income and have maxed out your 401k plan and IRA, you might consider using a 529 plan to save money for the long haul, even if the money is not for ocllege planning.
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401K Fees Can Be Depleting Your Retirement Fund of ThousandsA poll taken by AARP found that 83% of workers do not know how much they pay in fees in their 401K plan.
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Effectively Manage Your 401kThe 401k is a popular retirement investment plan that can support you when you quit working. Most people know that they have one, but they really do not give it too much mind. In this article, I will discuss how to decide on and manage a 401k plan. -
A Brief Overview of the 401k Retirement PlanThis article provides a brief discussion of how 401K retirement plans work and the benefits of participating in a 401K plan.
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What is a 401b Retirement PlanAs of 2010 the 401b retirement plan is no longer available. The 401a and 401b retirement plans were the for-runner of the current 401k retirement plan offered by most employers today. The plans were offered from the late 1990's to 2002.
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Understanding 401k Loan RulesLoans from 401k retirement accounts are an option for participants under many plans but are subject to IRS 401k loan rules. -
Wall Street, Our 401K's, & Our EconomyWall Street has been on a binge for years now. They have lived like kings and have used our money to do it. How safe is YOUR 401K? -
Three Big Financial Impacts to Your Retirement PlanTraditional IRAs, Roth IRAs, and employer sponsored plans. First, consider free money with employer matching. Next, determine how tax exempt and tax deferred affect your retirement. Finally, factor in how fees and expenses impact your account. -
Things to Know About Your 401kThis is an informative article on things you should know about your 401k account. -
Pros and Cons of 401K LoansIf you need cash, borrowing from you 401k retirement plan may be an option to consider. However, be sure to evaluate the 401k loan pros and cons before dipping into your retirement funds.
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How to Offer a Low Cost 401(k) PlanOne of the biggest factors to ensuring your employees can retire with a sufficient nest egg is to offer a low cost retirement plan.
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Start a Financial Plan Sooner Than LaterWhen you are young, time is on your side; you have nothing but time to prepare for your future and plenty of time to plan for retirement. The truth is, you have anything but.
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Why You Should Not Liquidate Your 401kAlthough liquidating your 401k can offer your financial relief during tight financial times, there are important consequences that you need to take into account in order not to hurt your financial future during retirement years.
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The Value of a Self-Employed 401k to a Small BusinessIf your small business consists only of yourself and your spouse, opening a self-employed 401k retirement plan can, in some cases, be a wise choice. Here are eight reasons to consider a self-employed 401k retirement plan.
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Is a 401k Enough?We all contribute to our 401K (or at least we should be) but is it really enough?
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A 401K Debit Card for Retirement Savings: Good or Bad?It would seem that The Reserve, a fund company that started the money market fund, is now offering 401K participants a chance to borrow from their accounts using a debit card or pre printed checks. -
What Are Your 401k Options at Retirement?For most of their lives, corporate America employees contribute a portion of their paychecks into a 401k account. Surprisingly, many of these employees do not understand the plan itself. Find out what the options are for your 401k account once you reach the age retirement.
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How to Use Your 401K to Consolidate Your Own Debt and Live on One IncomeHow we used my 401K to make it possible for my wife to quit her job and stay home, with a manageable level of financial stress. We found that with a new child and the resulting child-care expenses, maintining a second job just didint pay. -
What is a 403b Plan?An overview of a 403b retirement savings plan that defines the plan, and provides an overview of the rules governing how 403b plans can be used.
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Is a 401k Right for You?Saving for retirement can be mentally exhausting. What type of plan is right for you? How about a 401k? It seems like a great option; however, it's not for everybody.
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Why You Shouldn't Use a 529 Plan to Save for CollegeA key component of your college savings plan, the 529 Plan may be not really be a smart option at all, and that goes for a number of similar savings vehicles being routinely recommended for parents with college-bound kids.
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How to Request a Hardship Loan Against Your 401KAn article on how to request a 401k hardship loan
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Stress Testing Banks and My 401K Management Company INGDiscussion of bank stress test requirements for additional capital and reasons why I'm transferring my funds from an ING-managed 401K to a self-directed IRA.
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401k Rollover Rules - Harder Than IRA'sMost retirement consultants agree that the 401k rollovers take more time and are more complicated when compared to making an IRA rollover or withdrawal.
