Home Ownership
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- First Person: The Hidden Costs of Home OwnershipThe propaganda is everywhere. Real estate professionals and even the Fed never seem to let up about how now is a “great time to buy a house,” insisting anyone resisting assimilation and throwing money away on rent is a fool. Are they?
- Home Ownership Rates Plummet, But Now May Be the Time to BuyTrue home ownership rates have fallen to their lowest level since the 1960s during a time that could be an excellent opportunity for a well-qualified first-time buyer.
- Why Home Ownership is Vital for Total Economic RecoveryThe value of owning a home in every community across the United States.
- Tax Incentives of Home OwnershipThis article discuses the tax incentives involved with home ownership.
- The American Dream of Home Ownership Has Become a Nightmare for SomeHomeownership is the American dream. About 11 years ago the housing market took a turn for the worst.
- Home Ownership: Benefit or Liability?As many as ten million Americans have mortgages that exceed the value of their homes. Those who cannot meet their payments can lose their homes, their savings and their credit ratings.
- A Guide to Home Ownership ExpensesIf you're in the market to buy your first home, you probably don't have a clear sense about the costs of home ownership.
- Proposed Law Could Hurt Mortgages, Home OwnershipThe Heritage Foundation has published a new web memo analyzing new mortgage legislation in the Congress.
Senator Clinton Introduces the American Home Ownership Preservation ActThe bill would set aside funding to be used to supplement foreclosure relief and also to be used to help with preventive efforts at the state level. The funds would also be used to support for affordable housing funds across the country.
Preparing for Home OwnershipThe decision to purchase your first home may seem like an easy one, but the process can be daunting. To get started, you need to actually prepare for the process to be successful.- Home Ownership: Is the Dream of Home Ownership a Nightmare?Home Ownership Is the dream of home ownership a nightmare?
- Low Income Home Ownership Programs in Eugene, OregonPurchasing a home seems to be increasingly difficult for low to moderate income families. This article offers insite into low income home ownership programs available in Eugene, Oregon.
- Why a House Can Not Be Considered an Asset AnymoreMany people today are homeowners or have a desire to own a home with the notion that it will become their biggest asset. That sentiment could not be further from the truth. A house is not an asset. Read on to find out why.
- How to Save Hundreds Annually on Home Ownership Costs - with Just a Stamp and a Few MinutesArmed with only a couple websites, a postage stamp and a desire to reduce my ownership costs, I was amazed at how simple and profitable it was to contest my real estate taxes.
Perks and Pitfalls of Home Ownership: What You Need to Know Before You BuyThe surprising reality of property investment in a tough economy- I Am Underwater in My House and I Am Not Walking Away!As a result of the increased foreclosures as many Americans it has caused me to be underwater in my home.
- What is a Torrens Title in Real Estate TransactionsWhen buying a home in the coming decade, here is what you need to know about a torrens title and how it impacts a buying process.
Military Family HomeownershipAccording to the U.S. Department of Housing and Urban Development, 67% of Americans are homeowners. In comparison, however, only 27% of military families own their own home- Mortgage Standards Reform Dampens Dream of Home OwnershipA mortgage standards reform proposal was recently released by the Federal Reserve to combat abuses that contributed to the current mortgage crisis. The rule tightens lending criteria and may require borrowers to provide larger down payments.
- Funding Your Retirement With Your HomeThe financial crisis beginning in 2007 finally showed the fallacy of counting on your home for funding your retirement.
- How Peanut Butter and Home Ownership Led to Financial FreedomThe story of one person's journey to pay off student loan debt--using Kraft Macaroni and Cheese, peanut butter and home ownership.
Home Ownership Has Shifted from ATM to Boat AnchorThe era of flipping homes and riding the wave of appreciated home values has come to a screeching halt. There is no doubt it is a buyers market. The problem is that there are too few buyers.
REAL ESTATE: STILL OUR NATIONAL ECONOMIC ANCHORMortgage news in the past weeks brought a chilly report of foreclosures slowing down the economic recovery. But, this week the thaw is on.- Residential Property is Still an Excellent Long-Term InvestmentIn a recent US survey, The 2010 National Association of Realtors (NAR) Profile of Home Buyers and Sellers, American home buyers affirmed a long-term view of home ownership.
- Happiness Index: Government to Politicize and Manipulate FeelingsWe clearly have the tools to measure happiness efficiently. More than that, we have the tools to get a sense of tomorrow's happiness.
- What is Fractional Home Ownership?Though you may have never heard of it, fractional ownership is one of the most common types of property ownership.
Hidden Costs of Home OwnershipLike cars, maintaining a home is a constant, on-going series of repairs, upgrades, updates and maintenance. But buying smart up front can help ease some of those expenses of both time and money.- Easy to Understand Definitions of Real Estate OwnershipSimple definitions of different types of ownership in real estate.
- You Can Stop Paying Rent Forever!A How to for renters who have never tried to purchase a house before. What to do to make your experience a little more enjoyable.
- So You Want to Be a Grown Up?Ever get the feeling that you're a kid trapped in an adult's body?
- We Let Go of Our Home for a Better LifeWe turned around the poor economic times and used it to step into a better life.
- Single Parent's Tips for Buying a House with Another FamilyBuying a home together can work well if you consider all the pros and cons of joint home ownership before making this commitment.
- Home Ownership Without MortgageMortgages are NOT needed to purchase a beautiful new home...There is a cost effective alternative....
- How to Make Home Ownership AffordableBuying a home is a good longterm investment only under certain conditions.
- The Joy of Home Ownership from a New PerspectiveThis article looks at ways to make your home more useful, comfortable and enjoyable.
- A Poor Person's Guide to Home OwnershipOkay, you're poor. You are stuck renting dumps or kissing the butts at your local Housing Authority, and you feel that this is as good as it gets. Wrong! You CAN own your own home, if you really want.
- Stress-free Home Ownership for First-time Home BuyersThere's no reason that buying the home of your dreams has to be stressful. I show you a stress-free way of buying their home of your dreams.
- A Homeless DecisionWhile America remains in recession a new class of homeless entered into the equation. They are people who traded in the American dream of home ownership for a society with no taxes, utility bills or condo fees in order to survive the economic downturn.
- Why the Old Rules Don't Work in the New EconomyEverything that you thought you knew about how to build your wealth has changed, but many people are still living by the old rules. In this article, I examine 5 rules that no longer work. You need to know how the rules have changed.
- Saving and SpendingAmerican must relearn how to spend and save
