401k
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Unvested 401k Money: Leave it Behind?If you're young and change jobs after just a few years, you may leave unvested 401k money in your old retirement plan. But if your salary is improving, unvested 401k money is hardly the end of your nest egg.
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Retirement Planning: Roth 401kRelatively new retirement account option combines best of Roth and the 401k
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401k Retirement Plans Are Tax FriendlyA 401k is one of several types of retirement plans for employers of all sizes including the self employed.
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401k for Freelance WritersWhether you've been freelancing for years or have just started, you can open and contribute to their own 401k plan. Here's what you should know about 401k for the self-employed, including tax-deductions and penalty-free loans. -
What Happens to Your 401K Plan If You Lose Your JobIf you lose your job, that doesn't mean you lose your 401K retirement plan.
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How to Request a Hardship Loan Against Your 401KAn article on how to request a 401k hardship loan
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How to Get Cash from Your 401KYou may require cash for emergencies and for that purpose you may rely on your 401K account. However you need to be careful with regard to the purpose for which you are withdrawing and the manner in which you are doing so.
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How to Get Cash from Your 401k Plan - It's in the Rules!Everyone knows that having a 401k account is an excellent way to save for your retirement. It allows you to set your pre-tax dollars aside for when you won't have quite as steady of an income coming in as you currently do.
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5 Tips for 401k Plan Management and RecoveryThis article gives practical advice for managing a 401k plan to help it to build or recover from losses.
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Stress Testing Banks and My 401K Management Company INGDiscussion of bank stress test requirements for additional capital and reasons why I'm transferring my funds from an ING-managed 401K to a self-directed IRA.
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Depressed 401K Value Warrants CautionKnowing how to handle shrinking 401K values can be critical to long-term financial health. -
Differences Between 403b and 401k PlansThis article defines a 403B plan, gives pros and cons, and compares it to a 401K plan.
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Understanding 401k Loan RulesLoans from 401k retirement accounts are an option for participants under many plans but are subject to IRS 401k loan rules. -
Things to Know About Your 401kThis is an informative article on things you should know about your 401k account. -
The Value of a Self-Employed 401k to a Small BusinessIf your small business consists only of yourself and your spouse, opening a self-employed 401k retirement plan can, in some cases, be a wise choice. Here are eight reasons to consider a self-employed 401k retirement plan.
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What You Can Do with a Solo 401kBroad Financial, a trusted provider of Solo 401k and Ultimate IRA was founded in October 2004 as a private real estate firm primarily focused on the development of residential, retail, and industrial real estat
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Single Parent Finances & Impact of Early 401K WithdrawalsAs a single parent, here is what you need to know about the impact of early 401K withdrawals and how it will affect the care of your personal family finances and your children.
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401k Investing - a Contrarian ViewThere is a plethora of 401k funds available and which claim to be the worlds best. As employees, We are stuck without any say in the 401k funds which the employer offers. Here is a contrarian view to control and direct your destiny!
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Rule 72(t): Taking Early Distributions from an IRA or 401k Without the 10% Tax PenaltyIf you want to retire early or need to take money out of your 401k or IRA before you reach the required age, you may be able to avoid the 10% additional tax penalty by taking the money out in equal periodic payments according to IRS rules.
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Is a 401K Plan Enough for Retirement?Your 401K plan has always been your backup for retirement - but is it really enough?
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Why You Should Not Liquidate Your 401kAlthough liquidating your 401k can offer your financial relief during tight financial times, there are important consequences that you need to take into account in order not to hurt your financial future during retirement years.
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Stock Market Crash Under Obama and Your 401k PlanMany what to do about their 401k plans after the stock market crash and some blame President Obama, here's an explanation that may help and may hurt.
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Wall Street, Our 401K's, & Our EconomyWall Street has been on a binge for years now. They have lived like kings and have used our money to do it. How safe is YOUR 401K? -
Your First Job: Taking Advantage of Your 401k BenefitsIf you are starting your career, its time to start investing in the benefits, especially your 401k. -
Withdrawing from Your 401K: A Hardship WithdrawalTimes are tough. Many people are wondering what their options are when it comes to working their way out of a tough financial bind. Some are even considering taking out a hardship withdrawal on their 401K.
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Cash Value Insurance Vs. IRA/401KThis articles shows the advantages of whole life insurance over a traditional IRA/401k for retirement.
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401k to Avoid ForeclosureYou might be able to use your 401k.
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Pros and Cons of 401K LoansIf you need cash, borrowing from you 401k retirement plan may be an option to consider. However, be sure to evaluate the 401k loan pros and cons before dipping into your retirement funds.
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Why You Shouldn't Only Invest in a 401k PlanFor most people who aspire to be middle class, contributing to your 401k plan is one of the smartest choices you'll ever make.
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Why You Should Join the 401K at WorkWhile it may seem complicated to join the 401k that is offered, it is worth joining. If the company matches your contributions, that is free money to you.
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Is a 401k Enough?We all contribute to our 401K (or at least we should be) but is it really enough?
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Find Forgotten Savings Bonds and 401k PlansMost of us are happy when we find a 10-dollar bill that we had forgotten in a pants or coat pocket, but you could be one of the estimated two million people that have mature unclaimed savings bonds floating around, or you could have a 401k plan that you have forgot about.
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Borrowing Against 401k's and Retirement Funds on the Increase?It is being noted from some retirement planners that there has been an increase in borrowing against retirement funds. -
Withdrawing Money from 401K for Living Expense or Debt Repayment is CostlyYour 401K is just sitting in an account for later, but you need money now. How much will early 401K withdrawal cost you?
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A 401K Debit Card for Retirement Savings: Good or Bad?It would seem that The Reserve, a fund company that started the money market fund, is now offering 401K participants a chance to borrow from their accounts using a debit card or pre printed checks. -
Should I Invest in My Company Sponsored 401k?How investing in your company sponsored 401k will prepare you for retirement, and decrease your tax burden. -
Effectively Manage Your 401kThe 401k is a popular retirement investment plan that can support you when you quit working. Most people know that they have one, but they really do not give it too much mind. In this article, I will discuss how to decide on and manage a 401k plan. -
How to Save Money If You Don't Have IRA or 401k Options at WorkWhat about those of us who work for companies that don't include such luxuries as IRA, 401k's in their employment packages?
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How to Use Your 401K to Consolidate Your Own Debt and Live on One IncomeHow we used my 401K to make it possible for my wife to quit her job and stay home, with a manageable level of financial stress. We found that with a new child and the resulting child-care expenses, maintining a second job just didint pay. -
Rollover IRA: An Option for Moving Employer Sponsored 401k PlansFor many employees, losing a job is a crucial life changing moment. When the loss of a job occurs, often, the employee is least concern about the tax deferred monies left in a 401k plan.
