Although it is expensive there are ways that your child can get that BA degree without paying an arm and a leg for it. When I started working I had a high school education, my father had passed away when I was 14 and my mother was left with four children to raise by herself. I learned at an early age not to expect anything from Mom because she could not afford any of the luxuries that my friends had. I was blessed with getting a job with the Department of the Army as a civilian, before they were so intent on degrees. I learned from my colleages that the only way for advancement within the Federal Government was by obtaining at least a BA degree, and that is what I did for myself, in order to better support my young son.
I wrote an ebook on this subject, but I want to give you some tips on how to allow your child to get an education without you having to go into debt. Start early, there is a program called U-Promise http://www.upromise.com/ , on this program you get everyone you know to sign up for your child, aunts, uncles, friends, grandparents, etc they all use this card when they purchase from McDonalds, Wendy, and hundreds of other places, the pennies add up and when your child is ready to go to college he or she has a nice chunk of cash.
Talk to your child early, get him or her involved instudent activities, the more that they are involved the more options are available for scholarships. Many highschools allow their Juniors and Seniors to take classses at the local community college. Don't frown on this, those college credits come at a discount because your child is still in highschool, so those credits are sometimes 50% off the normal cost of a college and they are transfereable to an Accredited College.
Don't overlook community colleges, many are teamed up with a four year college, det your primary credits or lower level credits at a junior college, almost always these credits are half if not more discounted than a tradional college. In some states they are in need of teachers, Maryland is one of those states, there are programs that the state will pay for the education of your child as long as he or she signs an agreement to work as a teacher in that state for a set number of years. THis is a good deal because your child is getting an education that you do not have to pay for.
Look at on line courses, these are great for the child that has to work or for any working adult that needs to complete their eduation. Write a protfolio on your life experiences, there are colleges that accept these and you get three to six credits for your working knowledge.
Honestly it is not hard to get a college education without mortgaging your home. Also as soon as your child gets into the 11th grade start filling out the FAFSA as soon as possible,
If you need more ideas please don't hesitate to contact me. I've done a lot of research on this and it has helped me.
Take care and good luck.
Published by Cathy Pelekakis
Retiree from the Department of the Army, Procurement Analyst. Mother of one terrific son. Love to go to the movies, read books, work on the computer, gardening, my pets Samantha and Missy. I have been publ... View profile
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3 Comments
Post a CommentThis doesn't really help out kids that are completely on their own. I'm the daughter of a widowed working mother. She hasn't gone to college. We have no money saved up for my education, though we makes a round 75000. I can't qualify for financial aid, but my mother seems somewhat unwilling to save for my education. She thinks it's up to me.
I work. 4 dollars an hour, plus quarter tips. My last paycheck was about 220 for two weeks work. I only have 600ish in savings. I am a Senior in highschool. I have good grades, but will that be enough?
These are some excellent tips. I'm the mother of two college students, and we are paying cash as we go. They are both currently attending the local community college and will transfer to a state college after they finish at the community college. I think it will be great for them to graduate from college debt free.
Solid advice for saving money on tuition fees :-)