What to Do If You're Victim of a Crime

I hope this doesn't happen to you. But it happens to millions of Americans every year: They're on the receiving end of a criminal activity.

What you do depends on the nature and severity of the crime, who is involved and what stage the crime is at. But there are certain firm rules you should follow.

The safety and security of children and other vulnerable individuals comes first. Take whatever steps you can to move them to safety, then try to put a barrier between yourself and the criminal '" getting out of a house or locking yourself on a roof for instance

If you are accosted by a thief, at home or in the street, give them whatever they ask for. Don't argue or fight or try to conceal items. If you suspect someone is in your house or on your property, call 911 '" who, by the way, would never recommend that you tackle an intruder, who could be armed or physically powerful.

If you suspect you are being stalked '" more than 3 million US adults are, every year '" again contact the police. You might also find this factsheet helpful, published by the non-profit consumer group Privacy Rights Clearinghouse

If you're threatened with a street attack, try to run away if you can, making as much noise as possible. If you are being forcibly held, your voice, your elbows and your knees are your strongest defenses.

Here is a basic checklist of the things you should do (depending on the nature of the crime):

• Ensure everyone is out of danger.

• Check the well-being of anyone else who was involved.

• Call 911.

• Administer first aid if required.

• Identify witnesses, if appropriate

• After theft or burglary, try not to touch anything at the scene until the police arrive.

• Re-secure your property.

• Make an inventory of what has been damaged or stolen.

• If you are a victim of crime abroad, contact the US Embassy or consulate in the host location, as well as local police.

• Contact your insurer or agent and follow instructions for making a claim.

There are numerous other things that might be appropriate, depending on the advice of the police and your insurer. They are there to help and advise you, so try to follow their guidance.

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