What is an SR-22?
The SR-22 is a document that shows proof of financial responsibility. The SR-22 is required when a driver is driving without insurance, a DUI or DWI, any serious moving violations, at-fault accidents while driving without insurance, repeat traffic offenses, getting too many tickets in a short time period, and license suspension or a revoked license. This form is similar to a probationary period after a criminal offense. This form is usually required for approximately three years.
The company that you acquire the SR-22 form from usually files the SR-22 with your state's Department of Motor Vehicles, or DMV, to show proof of insurance for you. As soon as the SR-22 is properly filed, your license suspension will be lifted and you will be allowed to legally drive. The SR-22 requirements vary per state, so if you are moving to another state, you must still fulfill the SR-22 filing period for your former state of residence. The insurance policy for the state you are headed to must have liability limits which meet the minimums required by law in your former state, where you filed the previous SR-22 form. If the state you are headed to has lower liability limits, you must still carry out the previous liability limits. Some states require a fee to file the SR-22.
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Published by Albert Chang
On Associated Content since September, 2008... View profile
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