Where to Find Help with Burial Expenses

As the cost of a funeral can run over $10,000, it is important for many to know where to find help with burial expenses. However, it is important to understand that most sources of financial assistance will only help to pay for burial or cremation expenses. Here are some possible sources of financial assistance to pay final expenses.

Local Government Programs

Most areas have an indigent burial program to assist low income residents. What assistance these programs provide will vary greatly from one area to another. The indigent burial program in your area is likely administered at the local level, by either the city or county government. Some states may also have burial programs for those who received public assistance (TANF, food stamps, etc.).

Federal Government Programs

The Veteran's Administration will provide benefits to qualified veterans to assist with the costs of burial and will also provide grave markers. The Social Security Administration also provides a small burial payment to surviving spouses or minor children of those receiving Social Security benefits at the time of death.

Charity Programs

Various charities may provide assistance to help pay for the costs of a burial or funeral. Even if a charity cannot provide assistance, the charity may be able to provide information to a family member on other sources of assistance. Churches and various fraternal and community service organizations may help members with the costs of burial expenses. If the deceased was a member of a specific church or organization, a family member should contact that group to find out if any assistance is available.

Other Sources

If the death was a result of a crime, your state or local government may have a crime victim's fund that will assist with paying burial and related expenses. Some banks, credit unions and other financial institutions provide small life insurance policies free of charge to policy holders. Family members should contact any known financial institution where the deceased had an account to determine if the deceased had any insurance benefits that could be used to pay for burial expenses.

Finding Local Sources

Funeral directors are often the best local source for finding assistance with burial and funeral expenses. Funeral directors often work with families to find resources to pay final expenses and most offer payment plans to help families afford to pay the costs of burials and funerals. Social service agencies may also be able to assist family members in finding local sources of financial assistance to pay for burial expenses.