Living in Florida, when people see a depression in the streets or land, they believe this is a sinkhole forming. Most times it is the result of water main, storm pipes that have been separated or broken irrigations systems.
The three types of sinkholes are the collapse sinkholes which are the most common in Florida, solution sinkholes, and subsidence sinkholes.
Most of the large sinkholes in Florida have turned into lakes.
What happens if a sinkhole develops on your property?
If you find a sinkhole developing on your property, you should first call your insurance company for directions. You cannot assume you are automatically covered by your insurance company for a sinkhole. Prior to June of this year, Florida Statute 627.706 required that insurance companies offer sinkhole insurance. However, due to the recent changes in Florida's insurance law, there will no longer be a requirement to cover sinkhole damage, except in the most catastrophic collapses. Some insurance companies may not insure the land however the house and household goods might be covered. However, if you are living on a sinkhole fault line, it never hurts to verify what is and is not covered if there is a sinkhole on your property. The insurance company can give you directions from there.
You should then call your local government to notify them of the sinkhole.
Am I Responsible for Securing the Sinkhole?
If it is on your property, you could be liable for any accidents that might happen while you are waiting for help. You should secure the area with rope, fence or tape. You can also check to see if there are signs that the sinkhole is enlarging by pushing into the soil with a metal rod. Areas near the sinkhole will give cave in more than the firmer areas.
Click on the sinkhole hyperlink to receive more detailed information on sinkholes.
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- There are other states like that have sinkholes, however Florida is the most vulnerable to sinkholes
- When people see a depression in the streets or land, they believe this is a sinkhole forming.
- Most sinkholes are found throughout the northern and central counties of Florida.

11 Comments
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Interesting article! I wasn't aware of this problem. I always get good information from your well written articles.
I know someone that actually sells property in Florida with those sinkholes, one of my IM buddies on yahoo messager, I didn't know about it until I met him and he told me about it, interesting article..thanks for viewing my poetry...;)
Our insurance went up again this year and we are told it is because of the amount of sinkhole claims in Pasco County.
Thank your for this interesting piece. I've passed it on to my brother in Florida.
Interesting! I didn't know about this.
Interesting. We have a lot of holes around here as well.
EXCELLENT ARTICLE. IT IS TO BAD THE GOVERNMENT SYSTEMS AND INSURANCE COMPANIES TAKE TOO LONG SOMETIMES, AND IN OTHERS RAISE THE RATE SO HIGH ONE CAN NOT AFFORD TO PAY FOR THE INSURANCE. THANK YOU FOR SHARING. HUGS MARY